TULSA, OK — April 19th — After a series of destructive fires across Oklahoma, Smolen Law is urging the public to take immediate action. Most fire insurance policies in Oklahoma contain a clause that limits the time to file a lawsuit to just one year from the date of the fire loss—not from the date an insurance claim is denied or delayed.
Many families are at risk of losing their right to compensation simply because they are unaware of this deadline.
“We’re seeing people come to us months after their fire, frustrated with the insurance company, and unfortunately some of them have already run out of time to take legal action,” said Don Smolen, founder of The Alpha Firm | Smolen Law. “Insurance companies know these deadlines. They count on people not knowing their rights.”
In Oklahoma, the one-year time limit to sue is enforceable and typically begins the day the fire occurs—not when the insurance company responds, denies, or delays your claim.
Although insurance companies are required to respond to claims in a timely manner—often within 30 days after receiving proof of loss—many claims are delayed or undervalued. However, these delays do not extend your legal deadline.
If you experienced a fire loss, waiting too long can cost you everything.
Here are the steps for those who have experienced a fire:
Smolen Law is a Tulsa-based law firm representing clients in fire loss, insurance bad faith, civil rights, and serious injury cases. The firm offers free consultations and takes fire cases on a contingency fee basis—meaning clients pay nothing unless the firm wins their case.
Smolen Law's mission is to provide exceptional legal services with integrity, professionalism, and respect.
Choose the Oklahoma law firm that gets results: Smolen Law.
